Sterling Critical Condition Insurance pays benefits directly to the policyholder when diagnosed and/or treated for covered conditions. These plans can be used in addition to other health insurance you may already have.

Benefit levels are available from $10,000 - $70,000 for the primary policy, plus optional Spouse and Dependent Child coverage at lower benefit levels.  Optional Riders provide even further benefits: 20-year Paid Up Rider or Indemnity Benefit Rider. 

There are three types of plans to choose from:

1. Cancer Only - covers life threatening cancers
2. Critical Condition Only - 10 critical conditions including: stroke, heart attack, benign brain tumor, severe burns, kidney failure, blindness, major organ transplant, loss of hearing and loss of speech
3. Combination Critical Condition & Cancer - 10 critical conditions and life threatening cancer

Here’s what you should know…

• Guaranteed renewable if premiums are paid
• Benefits are paid in addition to any other insurance you may have 
• You decide where benefits dollars go, because we pay you directly

All plans may not be available in all areas. Benefits may vary by state. These policies may have exclusions, limitations and reductions of benefits. For costs and complete details of coverage, contact Sterling.