Sterling Critical Condition Insurance 

What would happen if you suffered from a heart attack or stroke, or were diagnosed with cancer or another critical illness?

Critical Condition Insurance can help protect your family’s financial security and peace of mind. Help ease the financial burden of a critical illness and focus on recovery.

Critical Condition Insurance

Sterling Critical Condition Insurance pays benefits directly to the policyholder when diagnosed and/or treated for covered conditions. These plans can be used in addition to other health insurance you may already have.

Benefit levels are available from $10,000 - $70,000 for the primary policy, plus optional Spouse and Dependent Child coverage at lower benefit levels.  Optional 20-year Paid Up Rider provides even further benefits.

There are three types of plans to choose from:

  1. Cancer Only - covers life threatening cancers
  2. Critical Condition Only - 10 critical conditions including: stroke, heart attack, benign brain tumor, severe burns, kidney failure, blindness, major organ transplant, loss of hearing and loss of speech
  3. Combination Critical Condition & Cancer - 10 critical conditions and life threatening cancer

Here’s what you should know…

  • Guaranteed renewable if premiums are paid
  • Benefits are paid in addition to any other insurance you may have 
  • You decide where benefits dollars go, because we pay you directly

All plans may not be available in all areas. Benefits may vary by state. These policies may have exclusions, limitations and reductions of benefits. For costs and complete details of coverage, contact Sterling.

View the Critical Condition Brochure for your state


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For specific plan information in your area or for a rate quote contact us today. A licensed agent will help you determine which Critical Condition insurance is right for you. There is no obligation to purchase any plan.


Critical Condition Claim Form Packets

Consultation Benefit

Hospital Rehab Benefit

Cancer Vaccine Benefit

Wellness Benefit

Cancer Lump-Sum Benefit

Critical Conditions Lump-Sum Benefit

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