Munich Re stands for exceptional solution-based expertise, consistent risk management, financial stability and client proximity. This is how Munich Re creates value for clients, shareholders and staff. In the financial year 2009, the Group – which pursues an integrated business model consisting of insurance and reinsurance – achieved a profit of €2.56bn on premium income of around €41bn. It operates in all lines of insurance, with around 47,000 employees throughout the world. With premium income of around €25bn from reinsurance alone, it is one of the world's leading reinsurers. Especially when clients seek solutions for complex risks, Munich Re is a much sought-after risk carrier. The primary insurance operations are mainly concentrated in the ERGO Insurance Group. With premium income of over €17bn, ERGO is one of the largest insurance groups in Europe and Germany. It is the market leader in Europe in health and legal expenses insurance and 40 million clients in over 30 countries place their trust in the services and security it provides. In international healthcare business, Munich Re pools its insurance and reinsurance operations, as well as related services, under the Munich Health brand. Munich Re’s global investments amounting to €182bn are managed by MEAG, which also makes its competence available to private and institutional investors outside the Group.

Munich Re has since May 2009 pooled its primary insurance (outside Germany) and reinsurance healthcare specialists in a separate organization under the new brand Munich Health. In this third field of business, the Group combines its global insurance and reinsurance know-how, including related services. Since implementation of the international health strategy in 2006, Munich Health is committed to achieving substantial and continuous top-line growth as part of Munich Re. In the 2008 financial year, premium income was approximately €4bn. More than 5,000 employees service clients at 26 locations in over 40 countries. The Group companies allow Munich Health to use all business models within the health risk value chain flexibly and to leverage 20 years’ experience as well as global presence in health insurance and reinsurance.

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